Reprezintă mecanismele instituite prin Ordonanța Guvernului nr. 38/2015 un remediu efectiv al supraîndatorării consumatorului român de credite?
Numărul 5 Anul 2016
The study analyzes the recent legal act regarding the consumer protection in relation to professionals, with particular application to the relationship bank – consumer and to the efficiency of the and alternative dispute resolution mechanism between them in terms of its aptitude to be an effective remedy for the consumer credit indebtedness. ...Citește mai mult
Câteva observații cu privire la aplicarea impreviziunii în materia contractelor de credit acordate în CHF
Numărul 8 Anul 2015
Background: On 15 January 2015, the Swiss National Bank announced that the measures established on September 11, 2011, when it had decided to support a franc exchange rate of 1.20 francs per euro, would be changed. As a result, the exchange rate of the franc in Romania raised from 3.7 lei / franc, on 14.01.2015, to about 4.6 lei / franc, on 23.01.2015, thus surpassing the euro’s exchange rate.This event has put great financial pressure o...Citește mai mult
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